Each week it seems lenders are shedding more and more mortgage products. Many lenders have stopped offering No-Doc loans and are reducing all forms of Stated-Income loans. While it might be challenging, borrowers with credit issues need to see a loan expert. Often they have credit repair resources and other strategies to help you reach your financial goals.

I’m by no means saying that it’s not possible to find stated incomes, we have access to over 270 lendersĀ  and many of the lenders still offer this. The only difference is the fact that the credit score requirements have gone up or the LTV’s have come down.

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